What is the current state of the real estate market?

This is a question that anybody interested in commercial real estate should be asking themselves constantly. Why? Because CRE is a constantly shifting industry, and one that is dominated by trends.

That being said, here are the top five commercial real estate trends that are both defining and reshaping the industry right now:

1. Telecommuting is in the Rise

Computers are making everything easier, including people's jobs. They are making jobs so much easier to do, in fact, that many professionals can now work from the comfort of their own homes. This, combined with the fact that many companies see a reduction in office space as an effective cost cutter, has led to a significant increase in the amount of telecommuters. Some companies are even paying employees' rent, decreasing the need for roommates.

Because of this change, one can expect that there will be a reduction in office space use, with an increased demand for residential properties.

2. Fewer Flyers, More Online Ads

Studies have shown that online marketing can produce better results at a lower cost than offline marketing. Studies have shown that a helpful blog post, for example, is 63 percent more likely to influence a purchase than a print magazine ad. This rule applies to just about every industry, including commercial real estate. Adept CRE investors are recognizing this trend, and spending their marketing dollars on online strategies instead of traditional 'interruption' marketing campaigns.

3. The Impending Millennial Surge

The Millennial generation is so numerous that they outnumber even the baby boomers, which were once the largest generation the United States had ever seen. This generation also rents a lot. They rent so often, in fact, that some people believe the widespread notion of home ownership will fade away with the Millennials. Commercial real estate experts, however, expect there to be a huge surge in millennial home purchases in the 2020s, when a large portion of this generation will be ready to settle down.

4. Small Cities are Becoming Metropolises

Many people love big cities such as New York and Los Angeles -- they have incredibly diverse cultures and they seem to operate 24 hours per day. There is just one problem: These cities are extremely expensive to live in.

However, the high demand for the easy access of an urban lifestyle -- especially by the millennial generation -- has led to interesting shifts in the culture of smaller, less bustling cities. Many small cities are transforming into 18-hour cities, which are microcosms of their much larger 24-hour counterparts. As a result, commercial real estate investments are surging in these areas.

5. A Spike in High-Tech Photography

Just about every industry, including commercial real estate, has succumbed to the influence of the web. As such, a high percentage of commercial real estate transactions begin via an online interaction. This increased use of the web has led to a high level of competition to attract the interest buyers, renters, investors, etc., especially on listing websites. In order to stand out from the crowd, people are taking better pictures of their properties. And this doesn't just mean HD photos with the latest smartphone, either. High-tech photography solutions, including DSLRs and even drones (for aerial shots) and 3-D virtual tours are becoming the norm.

. . . . . . . . . .

Commercial real estate has undoubtedly become a part of the tech boom.

As this article has shown, most of the current commercial real estate trends revolve around our burgeoning reliance on modern technology, and the digital natives who are most likely to use it (Millennials). Anybody who wants to keep up has to take technology seriously, and figure out how it can benefit their commercial real estate endeavors.

Want to learn more about how the latest CRE trends should be influencing your investment decisions? Contact Andrew Jubelt at ajubelt@avant-capital.com or 212-231-9779.

Energy retrofits are often considered to be too expensive by businesses. The surprising truth, however, is that most alterations to a building's energy structure are very affordable, as long as they're approached in the right way.

Here are seven common ways to help finance such a project:

1. PACE Loans

The Property Assessed Clean Energy (PACE) program is an ongoing initiative that allows for tax liens to be used in financing. These are especially valuable for larger projects, as they can be repaid over as many as 30 years, and nearly any profitable property can easily work that into its plans. It's worth noting that most retrofits will not take this long to pay off -- between three and five years is a normal payback period for most properties.

2. Financing From Utilities

Most utility departments run incentive programs to help property owners reduce the amount of energy they use. Not every utility company will offer major loans, but at the very least, companies can expect to save significantly on energy-efficient equipment like new lighting fixtures.

3. Tax Credits

These vary by region, but property owners will usually be able to cut some of the cost of the installation from their taxes. If the business actually pays taxes to begin with, this is effectively a direct discount in the price -- albeit one that only comes into effect when taxes would normally be due, rather than paying it off right away.

4. ESCO

The Energy Service Company (ESCO) model is one of the more recent ideas for renovating buildings. In essence, the ESCO company performs the upgrades to the building and often sells the power later on, after which they enter into a profit-sharing agreement where they are paid off over time. This is affordable for nearly any business, as long as the amount of profit shared is less than the costs saved by the retrofit. Keep in mind, however, that ESCO financing may not always be eligible for combining with other forms of financing. It's unlikely, for example, that a property owner can claim tax deductions if they're not the ones paying directly for the retrofit.

5. Leasing Equipment

While this isn't practical for large-scale projects, leasing programs (or, better, lease-to-own agreements) can provide properties with access to energy-efficient equipment at minimal up-front costs.As with ESCO financing, the goal is to ensure that the company is able to save more money through the use of the equipment than it spends for borrowing it. When this is the case, even minimally-profitable properties can afford the retrofit they've been looking for.

6. Bond Financing

This is one of the least-used methods of financing an energy retrofit, but it may become more popular in the future as companies realize its value. Private municipal or corporate bonds offer the ability to fund multiple smaller transactions and scale the costs of the retrofit to what a buyer is able to pay for.

7. Capital Expenditures

This is the most common method of financing an energy retrofit, yet businesses should consider this their final option instead of their first. Simply put, many of the opportunities listed above offer ways to reduce some or all of the costs associated with a retrofit project, and using several of these techniques (such as tax credits, utility financing and lease-to-own agreements, all at the same time) can drastically reduce the amount of capital that needs to be expended for the property. Most retrofits are too expensive to be paid off right away, so businesses planning to pay through this method should consider using loans, leases, or other pay-over-time agreements to finance the retrofit.

As a principal at Avant Capital Partners, Andrew Jubelt can advise you on any CRE energy retrofit projects you may be considering. He can also provide you or your clients with the commercial real estate funding you need. Contact Andrew Jubelt at ajubelt@avant-capital.com or call 212-231-9779.

Bridge loans are a very special kind of loan that offers you short-term access to large amounts of money — enough to close a deal on a new commercial property, even when under tight time constraints.

In short, bridge loans are interim loans (that is, short-term loans, generally not more than 12 months long) that use commercial real estate as the collateral for the deal. They're not intended to be a substitute for any type of long-term financing, and while they're not needed for every commercial real estate deal, these loans have often made all the difference for those using them. 

The most common uses of bridge loans are:

• Circumventing liquidity restrictions for businesses whose cash flow isn't allowing them to close a deal when they want to, and/or
• Executing an interim task (working on a balloon payment, making renovations to the building, etc.) before permanent financing can be obtained through a traditional property loan.

However, there are a few more things that borrowers should be aware of:

• Bridge loans tend to have higher rates of interest. In the long-term, using them will probably cost more than going for permanent financing right from the start. Companies who can arrange for better financing from the start should do so.
• Unlike many other kinds of loans, some bridge loans can be extended. Expect to be charged an additional fee of up to 2% if you ask for an extension, but be sure to check for this option upfront, as it may be more difficult to acquire later.
• Owing to their short-term nature, bridge loans almost never have pre-payment penalties. Many companies choose to pay off the bridge loan through their permanent financing, since this tends to cost less in the long-term.
• Despite the speed at which they can be offered, bridge loans still undergo in-depth scrutiny. Having a clear business plan can help ensure that the loan is given, and may even result in a lower interest rate for the borrower.

Andy Jubelt has helped to arrange these types of loans in many different circumstances, including for companies who didn't realize that these options were available for meeting their needs.

How Does It Work In Practice?

Consider this scenario:

A 250-unit complex in a nice area hasn't been taken care of in the last few years. In fact, most people would call it outright shabby, which may have something to do with its 35% vacancy rate. The current contract for the building is $12 million, but after $2 million in renovations over the next six months, the building could be improved to a total worth of $20 million. At that point, the rents within the building could be raised, and the improvements would likely attract new tenants despite the higher prices.

A bridge loan would be used here to secure $14 million — the contract plus the cost of renovations. The property itself becomes the collateral for the deal, and once the renovations are finished, the bridge loan is replaced by permanent financing for the full value of the building.

Andrew Jubelt can help arrange for both the bridge loan and the permanent financing, helping to narrow down the real cost of this technique for each individual case.

For more information about obtaining a bridge loan — including an expert opinion on whether or not it's right for you — contact Andrew Jubelt at 212-231-9779 or send an email to ajubelt@avant-capital.com. As a principal with Avant Capital Partners, Andrew can help you get the connections and the financing you need for your next purchase of commercial real estate.

Anyone who deals professionally with commercial real estate understands the cyclical nature of the industry. In fact, it is the combination of years of experience and comprehensive knowledge that provides the right advisors with the right opportunities in both up and down markets.

The success of Avant Capital Partners is a prime example of such ongoing success. Principals such as Andrew Jubelt bring a combination of insights, experience, and market knowledge to each project evaluated. Andy Jubelt understands the essential elements of all successful real estate projects, including timing, financing, contracting and development.

Rather than theoretical knowledge, Andy is himself a successful owner and operator of multiple commercial and residential real estate transactions and projects. These include more than 10,000 senior housing and multifamily units throughout the market area.

As a principal at Avant Capital Partners, Andrew Jubelt brings his organization’s extensive financing expertise and capacity to projects throughout the nation. In addition to a broad understanding of all aspects of the commercial financing process, Avant and Jubelt specialize in creative financing approaches to unique market situations. From restructuring to improve current cash flow, to recapitalizing underwater and distressed properties, to new acquisitions, the Avant team is known for getting the job done for a wide range of clients.

Projects that require the innovative approaches dictated by New York’s one-of-a-kind market — or any need nationwide — are undertaken with relish by the professionals at Avant Capital Partners. Andy Jubelt likes to remind his clients that he never faces a problem where financing is concerned, but rather an opportunity to bring his expertise to the game, and to come up with attractive solutions in the process.

Knowledge Plus Experience Equals Profits

Many clients, both new to the market and those with many projects under the belt, learn quickly that the specialized knowledge of the Avant team brings a fresh perspective to every job. Additionally, the extensive proprietary accumulated knowledge of the New York market allows the company to prepare highly individualized reports and analysis for each of the market’s primary neighborhoods.

As a direct commercial lender, Avant Capital Partners facilitates long-term principals such as Andrew Jubelt to recommend, assemble and execute the right financing package for stabilized and transitional commercial real estate projects. This approach maximizes the probability of completing any transaction and achieving the desired financial results.

Flexible and Responsive Underwriting

Whether a project requires short-term bridge financing or long-term conventional funding, Andrew Jubelt can access the resources required with flexible underwriting options. Avant Capital Partners provides services as both a real estate investment bank and as a correspondent lender for several institutional investors. Additionally, the firm’s role as an advisor on many significant real estate ventures allows it to bring unique insights to each funding assignment.

The seasoned professionals at Avant provide a national network of experts that assist in deals that range in size from $500,000 to $30 million. The diversity of this team brings to bear expertise in all aspects of the real estate transaction, including brokerage, lending, banking, and real estate investing. These capabilities make the origination and underwriting process much smoother. It also puts a powerful ally in the corner of Avant's clients.

As a recognized underwriter, Avant Capital Partners is known for the professionalism of its principals, such as Andrew Jubelt. Whether a project requires a simple review of the numbers or a comprehensive evaluation of a detailed project proposal, lenders turn to Avant to arrive at a final loan approval.

Andrew’s capabilities often provide the important link between the needs of specific clients and the requirements of potential lenders. By developing innovative and flexible capital solutions, Andy seeks to provide the proverbial win-win solution to each project.

Contact Andrew Jubelt at ajubelt@avant-capital.com or at 212-231-9779 to discuss financing for land acquisition and development, as well as construction of residential housing and commercial properties.

You know how dodgy things can get when you're trolling the New York City commercial real estate market for financing. One name that has always been trusted for connecting borrowers and lenders is Andrew Jubelt.

Andrew Jubelt can help you at every stage of the game, including helping to secure a bridge loan for your investment real estate project. He has decades of experience in real estate financing, including as a developer, owner and operator of commercial real estate,

Andrew Jubelt knows his way around a real estate investment project. Moreover, with his experience as a principal at Avant Capital Partners, Jubelt brings a definite gravitas to the table.

Oftentimes in real estate financing, there will be major holdups along the way. Administratively, things could be held up ... and yet practically speaking, you still have workers on-site who need to be paid. At the very least, you're looking at hefty fines and penalties for paperwork not being filed, taxes not being paid and fees being levied, all because financing you thought was adequately in place had actually fallen through.

Bridge loans are a great tool for anyone who finds themselves in such a situation. Maybe you're receiving your financing in stages, for instance, and find yourself in the situation of having to wait days -- or even weeks -- for the financing to clear and post to your account. This is a perfect example of a situation during which a bridge loan can come in handy. Depending on your circumstance and the bridge loan officer you're working with, you may even be able to obtain financing with low or absent points. 

Another example: If you're in the predicament of wanting to close quickly on a property but find yourself waiting on the financing, a short-term bridge loan may be a good solution -- until you've retained more solid, long-term financing, of course.

Whatever your financing needs -- and whatever the length of your financing -- you should reach out to Andrew Jubelt at Avant Capital Financing. As unusual or non-standard as your circumstances may be, Andrew Jubelt has almost certainly dealt with a similar situation in the past, and he may be able to help you realize your investment real estate project goals. 

We understand that you have many choices when it comes to finding short-term financing for real estate investment projects, and that's just one reason why Andrew Jubelt will work so hard for you and your business. What's more, his years of experience and his contacts within the industry promise to move your project at a surprisingly rapid clip, and with less interruptions than some other lenders may run into.

If you'd like to learn more about obtaining a bridge loan for your commercial real estate financing, contact Andrew Jubelt today. He's available to discuss the needs of all borrowers, regardless of whether you're interested in short-term financing, original financing, or potential options to exit an existing loan. 

Andrew Jubelt is here to listen, ask questions, and help when he can.

As a principal at Avant Capital Partners, Andrew Jubelt can assist in providing a broad range of loan programs that can provide you or your clients with the commercial real estate funding you need. Contact Andrew Julbelt at ajubelt@avant-capital.com, call 212-231-9779 for more information, or reach out to AVANT via social media.

Andrew Jubelt is an experienced developer, owner, and operator of commercial real estate and is a Principal at Avant Capital Partners. Avant Capital Partners is a commercial real estate lender focused upon financing stabilized and transitional commercial real estate and offers bridge financing from $1,000,000 to $10,000,000 in select markets throughout the Northeast.

The lending program offered by Andrew Jubelt and Avant Capital Partners is designed to meet the needs of borrowers purchasing or holding properties that are being re-positioned, or otherwise redeveloped, with a clear exit strategy for loan repayment. The loans are secured by commercial real estate located in New York, Connecticut, and other Northeast Corridor markets from Washington DC to Boston.

Because of this close relationship with markets in the Northeast, one of Avant’s professional affiliations include the Greenwich Connecticut Chamber of Commerce.

Established in 1917, the Greenwich Chamber of Commerce is a non-profit business organization that has been instrumental in fostering the success of the town’s nearly 4,000 businesses. The Chamber is an advocate for the interests of the business community, as well as for maintaining the town’s quality of life and its residential integrity.

Avant Capital offers bridge loans to meet the needs of borrowers in Connecticut and elsewhere in the Northeast who are purchasing or holding properties that are being re-positioned, re-tenanted, or otherwise redeveloped. This balance sheet lending program offers competitive bridge loan rates, interest only payments and quick closings.

Capabilities include:

• Quick closings for acquisitions;
• Refinance unencumbered real estate quickly to access equity;
• Discounted note purchases and/or recapitalizations;
• Construction completion;
• Condo inventory loans;
• Development site acquisition;
• Other non-bankable transactions.

Contact Andrew Jubelt at ajubelt@avant-capital.com or at (212) 231-9779 to discuss financing for land acquisition and development, as well as construction of residential housing and commercial properties in Connecticut and other Northeast Corridor markets.

Andrew Jubelt and Avant Capital Partners provides commercial mortgages for stabilized

and in-transition investment properties nationwide. They offer permanent financing solutions for stabilized assets and bridge or interim loans for properties that are in-transition.

Avant Capital Partners is pleased to announce the origination of a $1,300,000 bridge loan for a four-story, fully stabilized, mixed-use building located in the Brooklyn Heights neighborhood of New York City.

What is a bridge loan?

A bridge loan is interim financing for an individual or business until permanent financing or the next stage of financing is obtained and are often used for commercial real estate purchases to quickly close on a property, retrieve real estate from foreclosure, or take advantage of a short-term opportunity in order to secure long-term financing.

Why Brooklyn Heights?

The property is located on a tree-lined residential street in Brooklyn Heights, an established neighborhood adjacent to Downtown Brooklyn. It offers direct access to Manhattan, located just a quarter-mile away from the Borough Hall subway stop that serves the 2, 3, 4, 5 and R trains, and is less than a mile away from the Brooklyn Bridge.

Built circa 1901, the property sports a façade of red brick with decorative black molding at the crown of the roof. It contains a net rent-able area of 4,430 square feet, of which 3,830 square feet are above grade, and is currently divided among one medical office duplex unit and two duplex apartment units with terraces.

In addition to historical charm and direct access to the employment, cultural, and entertainment opportunities available in Manhattan, residential rents in Brooklyn Heights are about 30% lower than in Downtown Manhattan. Demand for residential and commercial real estate in Brooklyn is strong, with high occupancy and increasing rents, making the area the perfect investment locale.

Why Andrew Julbelt and Avant Capital Partners?

Avant Capital Partners is a balance sheet bridge lending firm, securing loans for commercial real estate located in New York, Connecticut, and other Northeast Corridor markets. Avant’s bridge lending program assists developers in capitalizing on time-sensitive and other non-

bankable transactions that require flexible financing.

Contact Andrew Jubelt at ajubelt@avant-capital.com or at (212) 231-9779 to discuss financing for land acquisition and development, as well as construction of residential housing and commercial properties.

In the wake of the 2008 financial crisis, in 2010 the Obama administration passed the Dodd-Frank Wall Street Reform and Consumer Protection Act, introducing comprehensive regulation to the marketplace.

The fear of another financial crisis, manifested in high regulatory oversight, has derailed a major function of commercial banks. Stipulations of the Dodd-Frank reforms require that banks set aside more capital for each loan as coverage in the event a borrower defaults. These regulations have been particularly challenging for small-scale developers and building owners, as smaller loans are more often deemed non-bankable.

Bridge lenders such as Avant Capital Partners provide a solution to this inefficiency in the lending system by offering short-term loans to small-scale real estate developers, owners and operators.

Andrew D. Jubelt is a principal Avant Capital Partners and is an experienced developer, owner and operator of commercial real estate, including more than 10,000 multifamily and senior housing units. Avant Capital Partners offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being re-positioned, re-tenanted, improved or otherwise redeveloped

Bridge lenders have become key players in the “shadow banking system.” These non-bank financial intermediaries facilitate the creation of credit across the global financial system, but these members are not subject to regulatory oversight, and have the flexibility to front borrowers their desired capital without being held back by regulations, inspections, fines and penalties that have become commonplace in commercial banks.

Avant Capital Partners’ bridge lending program is geared towards assisting commercial and residential developers in capitalizing on time-sensitive and other non-bankable transactions that require flexible funding.

As a principal at Avant Capital Partners, Andrew Jubelt can assist in providing a broad range of loan programs that can provide you or your clients with the commercial real estate funding you need. Contact Andrew Julbelt at ajubelt@avant-capital.com, call at (212) 231-9779 for more information, or reach out to AVANT via social media.

Andy Jubelt is an experienced developer, owner and operator of commercial real estate − including more than 10,000 multifamily and senior housing units − and is a Principal at Avant Capital Partners.  AVANT Capital Partners is a direct commercial real estate lender focused upon financing stabilized and transitional commercial real estate nationwide, with its HQ offices in Greenwich CT.  The company also maintains an origination presence in New York, Dallas, Buffalo, Palm Beach and Chicago.

AVANT Capital Partners sponsored the 14th Annual Building Brooklyn Award at a ceremony and cocktail reception held on July 23, 2014. Hosted by the Brooklyn Chamber of Commerce, the Building Brooklyn Awards recognizes recently completed construction and renovation projects that enrich Brooklyn's diverse neighborhoods and economy.

According to Brooklyn Chamber of Commerce President Carlo A. Scissura,"Brooklyn's reputation for creativity and design is one of the reasons that people want to come here to work, play and live. These awards represent the very best Brooklyn has to offer in a variety of disciplines… designing and building interesting projects that enhance the Brooklyn's communities and quality of life."

Ofer Cohen, Co-Chair of the Chamber's Real Estate Committee, says of the awards "the quality and integrity of the work that went into these projects is a reflection of the skill and ability of the development teams to not only create a viable economic paradigm but also the sensibility to balance the needs and desires of the entire community."

Sponsoring this worthwhile recognition of the finest in construction and renovation projects in Brooklyn, NY is aligned with the goals of Andrew Julbelt and AVANT Capital Partners, whose team of real estate professionals possesses diverse backgrounds in all aspects of commercial real estate investment, banking, brokerage and lending across the Northeast Corridor from 
Washington DC to Boston. Their focus is on developing a direct, balance sheet lending platform, providing flexible capital solutions to borrowers and referral sources, and providing an underwriting process that protects the interests of investors.

Contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779 to discuss AVANT’s lending program, which is designed to meet the needs of borrowers purchasing or holding properties that are being re-positioned, or otherwise redeveloped, with a clear exit strategy for loan repayment.

Andrew Jubelt is a Principal at Avant Capital Partners. Avant Capital offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being repositioned, re-tenanted, improved or otherwise redeveloped and has recently originated a $3,275,000 bridge loan secured by a property located at the corner of Flatbush Avenue and Lincoln Road in the Prospect Lefferts Gardens neighborhood of Brooklyn, New York. The interest-only 24-month loan carries an interest rate of 8.00% and refinanced the first mortgage. 

Demand for residential and commercial real estate in Brooklyn is strong with high occupancy and increasing rents. Under-priced land and room for upward growth in rents is the magic formula that developers seek in the next hot neighborhood.  

“Prospect-Lefferts Gardens Is ‘On the Map’” ― New York Times, March 13, 2014

Prospect Lefferts Gardens, like much of Brooklyn, is undergoing a rapid demographic change. New residential developments are attracting residents from Manhattan who enjoy more affordable rents, proximity to the 585-acre Prospect Park and public transposition access to Manhattan via the B, Q, 2 and 5 trains. Residential rents in Prospect Lefferts Gardens are about 50% lower than in Manhattan. 

Residents often cite the area as “Brooklyn’s best-kept secret,” bordering the east side of Prospect Park and down the road from the Brooklyn Botanic Garden, with a substantial and attractive historic district, and subway stops for three express trains. It’s also a community with no hard-and-fast height limits on development, and its real estate can cost as little as half that on the other side of the park 

How Andrew Jubelt can help: 

Avant Capital Partners offers a broad range of loan programs that can provide you with the commercial real estate funding you need. Contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779 for more information about how a balance sheet lending program can offer you competitive bridge loan rates, interest only payments and quick closings. 

Capabilities of Andrew Jubelt and Avant Capital Partners include: 

• Quick closings for acquisitions 

• Refinance unencumbered real estate quickly to access equity 

• Discounted note purchases and/or recapitalizations 

• Construction completion 

• Condo inventory loans 

• Development site acquisition 

• Other non-bankable transactions

Are you interested in securing a commercial bridge loan? Contact Andrew Jubelt at (212) 231-9779 or email him at ajubelt@avant-capital.com for more information.

Financial innovation and the rise of the investor class have changed the investment landscape. One such innovation that has gained traction as an addition to retail and institutional portfolios is the investment class broadly known as structured products.

Structured products offer retail investors easy access to derivatives. Andrew Jubelt and Avant Capital Partners provide attractive risk-adjusted returns on structured debt and equity investments that provide investors diversification outside the public markets.

What Exactly Are Structured Products?

Structured products are designed to facilitate highly customized risk-return objectives and can be thought of as fixed deposits or debt with features of derivatives. This is done by taking a traditional security, such as a conventional investment-grade bond, and replacing the usual payment features (e.g. periodic coupons and final principal) with non-traditional payoffs derived not from the issuer's own cash flow, but from the performance of one or more underlying assets.

Why Use Structured Products?

The purpose of a structured product is to protect the principal and at the same time give returns linked to stocks. Does this mean all your money is invested in the stock market? The answer is no, as there is no fixed criterion.

What are the Benefits of Structured Products?

• Flexible structure;
• Adaptation to your personal risk profile;
• Different underlyings are bundled together in a single instrument;
• Access to a broader range of investment instruments.

How Can Andrew Jubelt and Avant Capital Partners Help?

Avant Capital Partners Qualified Investors include:

•         accredited investors;

•         family offices;

•         hedge/private equity funds;

•         other institutional investors and advisors.

Contact Andrew Jubelt at ajubelt@avant-capital.com or at (212) 231-9779 to discuss how a structured product can address your common wealth management concerns, helping you stay engaged in the markets and keeping your portfolio working for you.

Andrew Jubelt is an experienced developer, owner and operator of commercial real estate including more than 10,000 multifamily and senior housing units. His experience includes over 25 years of financing, development, ground-up construction and property management of medium to large-scale projects nationwide. Mr. Jubelt is a Principal at Avant Capital Partners, a real estate investment bank, advisory firm and correspondent lender for several institutional investors.

According to the spring forecast by The Crittenden Report ®, the nation’s leading report on real estate finance, good feelings will be a driving force in land loans. As construction picks up, private money lenders will be bullish on land financing nationwide.  All this optimism will result in private lenders filling the gap left behind by institutional lenders that avoid land by providing more non-recourse financing this year.

Bridge Loan Space Grows Rapidly

Bridge lenders will fund more bridge deals thanks to the strong takeout market and increasing property values. The sub-$5M bridge loan space will grow rapidly, forcing lenders to get creative on small deals and underwrite more aggressively as competition increases.

And while multifamily and single-family land will be favored, The Crittenden Report recommends watching for an expansion in land zoned for mixed-use, both residential and retail. Retail land will need a strong anchor and lenders will look closely at leasing and location when deciding on deals.

Avant Capital Can Help Borrowers During This Bullish Time

Avant Capital offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being repositioned, re-tenanted, or otherwise redeveloped, with a clear exit strategy for loan repayment. This balance sheet lending program offers competitive bridge loan rates, interest only payments and quick closings.

Capabilities include:

·         Quick closings for acquisitions

·         Refinance unencumbered real estate quickly to access equity

·         Discounted note purchases and/or recapitalizations

·         Construction completion

·         Condo inventory loans

·         Development site acquisition

·         Other non-bankable transactions

Contact AndrewJulbelt at ajubelt@avant-capital.com or call at (212) 231-9779 for more information on how a bridge loan may work for you.

Andrew Jubelt is an experienced developer, owner and operator of commercial real estate including more than 10,000 multifamily and senior housing units. He has over 25 years of experience which includes financing, development, ground-up construction and property management of medium to large-scale projects nationwide.

 

Mr. Jubelt is a principal at AVANT Capital Partners, a balance sheet lending firm offering bridge loans from $1,000,000 to $10,000,000. 
The loans are secured by commercial real estate located in New York, Connecticut, and other Northeast Corridor markets from,
Washington DC to Boston. 

AVANT Capital’s origination and underwriting process protects the interests of their investors, while also providing flexible capital solutions to our borrowers and referral sources.

Avant Capital offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being repositioned, re-tenanted, or otherwise redeveloped, with a clear exit strategy for loan repayment. This balance sheet lending program offers competitive bridge loan rates, interest only payments and quick closings.

Lending capabilities of Mr. Jubelt and AVANT Capital Partners include:

•         quick closings for acquisitions;

•         refinance unencumbered real estate quickly to access equity;

•         discounted not purchases and/or recapitalizations;

•         construction completion;

•         condominium inventory loans;

•         development site acquisition;

•         other non-bankable transactions.

Let AVANT Capital’s recent lending successes speak for itself:

• $4,050,000 bridge loan on a 5,691square foot townhouse in New York, NY
• $1,115,000 bridge loan
on a 10-unit cooperative in
New York, NY
• $1,900,000 bridge loan on a
65,000 square foot office
in Danbury, CT
• $1,525,000 bridge loan
on three office condominiums
in Saratoga Springs, NY
• $2,000,000 bridge loan on
85+ acres of land
in Medford, NY

Avant Capital Partners offers a broad range of loan programs that can provide you with the commercial real estate funding you need. Contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779 for more information about how a balance sheet lending program can offer you competitive bridge loan rates, interest only payments and quick closings.

Andrew Jubelt is a Principal at Avant Capital Partners, a commercial real estate bridge lender focused upon financing transitional commercial real estate, from $1,000,000 to $10,000,000, for properties located on the east coast between Washington DC and Boston. Mr. Jubelt and Avant Capital Partners offer permanent financing solutions for stabilized assets and bridge or interim loans for properties that are in-transition.

How can Andrew Jubelt and Avant Capital Partners help?

Avant Capital Partners offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being re-positioned, re-tenanted, improved or otherwise redeveloped, with a clear exit strategy for loan repayment. This direct lending program offers competitive bridge loan rates, interest-only payments & quick closings. Benefits include:

•     Quick closings for opportunistic acquisitions;

•     Refinance unencumbered real estate quickly to gain equity for opportunistic

    Acquisitions;

•     Discounted note purchases and/or recapitalizations of under-water assets;

•     Construction completion;

•     Condo inventory loans;

•     Development site acquisition.

What Is a Bridge Loan?

A bridge loan is a type of short-term loan intended to bridge the gap between two longer-term financing loans. Companies use bridge loans when necessary to cover capital shortfalls that may otherwise occur when the company must repay one loan before it has had time to obtain a new long-term loan.

How does a bridge loan work?

The current property is utilized as collateral for the bridge loan, and in some cases, a lien is also placed on the new property. The term of the bridge loan can vary from one week to twelve months.

Principal and accrued interest on the bridge loan is paid in full when the current property is sold and settlement occurs. The buyer has the option to make monthly interest payments during the term of the loan, or at maturity in the case of a short-term loan (when the home is sold).

Fully executed copies of the sales agreements are provided to the financial institution to verify that the existing property settlement will occur. It is important to review the sales contract to determine that the contract for the sale of the existing property is contingency-free.

Advantages of a commercial bridge loan

Companies can generally more easily qualify for a bridge loan than for more long-term financing options. Lenders involved in the bridge loan industry understand that bridge loans simply provide gap financing and are not long-term solutions for the businesses, which means companies are generally more willing to pay a higher interest rate or higher loan origination fees. Bridge loan lenders customize bridge loans to suit a variety of different needs for businesses. The whole idea behind a bridge loan is that it is easy and quick to obtain, unlike a traditional long-term commercial loan.

Are you interested in securing a commercial bridge loan? Contact Andy Jubelt at (212) 231-9779 or email him at ajubelt@avant-capital.com for more information.

As an experienced developer, owner and operator of commercial real estate, including more than 10,000 multifamily and senior housing units, Andy Jubelt knows a thing or two about how energy and sustainability improvements add value to all parts of a property or company. He is a Principal at Avant Capital Partners and specializes in creative and innovative strategies to enhance the long-term value of commercial real estate.

Mr. Julbelt understands that the financial cost reductions associated with superefficient buildings — making the pursuing of energy retrofits by owners and investors the wave of the future.

Consider this: buildings in the U.S. consume a lot of energy. In fact, they use 42 percent of the nation’s primary energy and 72 percent of its electricity. Unfortunately, much of that energy is needlessly wasted through inefficient design and operation.

The following are the reasons why commercial real estate professionals such as Mr. Julbelt are recommending superefficient building retrofitting:

• Energy retrofitting can reduce a buildings’ energy consumption by 54–69 percent over business-as-usual projections through 2050. As a result, absolute energy consumption in 2050 that would be 40–60 percent less than in 2010, despite a 70-percent bigger building stock.
• A joint Rockefeller Foundation / Deutsche Bank Group 2012 study found energy savings worth four times their cost in ten-year time frame. An investment of $279 billion could yield more than $1 trillion in energy cost savings.
• Numerous studies and surveys note that, compared to market averages, energy-efficient green buildings boast reduced absenteeism, better employee health, higher occupancy rates, increased rental rates and sales prices, and decreased financial and regulatory risk.
• A growing body of statistical evidence suggests that green office buildings can command rent premiums of 3–6 percent and sales price premiums of 10 percent or more.

A focus exclusively on saved energy costs overlooks other important values, known as “value beyond energy cost savings” (or VBECS). For example, risk is one of the most important factors in any deep energy retrofit capital decision and has a direct tie to VBECS. Risk is not just a soft, indirect, or non-financial consideration, but one of the most important value elements in a deep energy retrofit investment. For example, an annual $1,000 retrofit cash flow benefit with a five percent return requirement would be valued at $20,000, approximately 100 percent higher than the same $1,000 cash flow benefit valued assuming a 10 percent return requirement.

Sustainability and energy efficiency have become central concerns to regulators, employees, customers, clients, boards, and other stakeholders. Maximizing recognition of value by all stakeholders requires understanding what aspects of sustainable value are most critical to different stakeholder groups and clearly communicating these values. Andrew Julbelt understands this. Please contact Andrew Jubelt at (212) 231-9779 for more information about how energy and sustainability improvements add value to a commercial property.

Andrew Jubelt is a principal at AVANT Capital Partners, bringing his years of broad based experience to the process of acquisition financing and recapitalization of under-water projects to this a real estate advisory firm and lender.

Avant Capital Partners was recently featured in the November issue of the Scotsman Guide regarding the “Unsung Value of Energy Retrofits.” This article explores the single largest operating expense in commercial office buildings − energy.

Energy makes up about one-third of typical operating budgets, and accounts for almost 20 percent of national greenhouse gas emissions. By becoming more energy efficient, property owners and managers can reduce operating expenses, increase property asset value, and position themselves as environmentally friendly, which these days is a very prestigious distinction and important selling proposition.

Because the burden of high energy costs often falls on the tenants, buildings with lower utility costs can garner more demand and higher rents, which will increase the property’s net operating income (NOI). Energy Star calculates that a 10 percent decrease in energy use could lead to a 1.5 percent increase in NOI.

 

There are two key energy-cost considerations:

1. Lower energy costs can drive higher rents - Lower energy costs reduce overall tenant-occupancy costs. Lower over-all occupancy costs can alleviate the crowding out of higher rents by ever-escalating utility cost reimbursements. These higher rents increase property value.
2. Lower energy costs increases building value - Buildings more profitable in cases where the landlord pays for utilities.

The cost-effective investment strategy requires capital, and although a market for energy-efficient capital investment has not been developed fully yet, government authorities have started initiatives. For example, Property Assessed Clean Energy (PACE) is a program that allows local government entities to offer sustainable energy project loans to eligible property owners. Another example is the New York City Energy Efficiency Corp. (NYCEEC). It has been established to assist New York City implement its Greener, Greater Buildings Plan by helping private building owners get energy-efficient retrofit financing.

For more information about AVANT Capital Partners lending programs focused upon financing stabilized and transitional commercial real estate nationwide, contact Andrew Jubelt at ajubelt@avant-capital.com or at (212) 231-9779.

Andrew D Jubelt recognizes that while the economy is strengthening, commercial real estate can still seem like a millstone for many who had to use it as collateral to keep it afloat after the financial crisis beginning in 2008. With more than 25 years of experiencing in financing and development, Jubelt is ready to help investors, developers and business owners take the next step in managing their debt. Whether investors or property owners are looking to improve on an existing property, or take advantage of Jubelt's resources to begin new construction projects, the capabilities of Avant Capital Partners are a good match for many investors' needs.

Experience in "Value Add" Real Estate Investing

While many real estate investment firms can provide access to "core" properties that include buildings with recent renovations and strong occupancy rates, that is not the case for many properties. Whether there are concerns regarding tenants or the need for capital improvements, Jubelt and Avant Capital can stabilize properties in numerous real estate investment categories and still minimize the risk to investors.

In addition to "core plus" projects where tenant rollover can be an issue smoothed out with temporary funding, he has experience in "value add" properties. By keeping an eye out for properties that have certain risks but can be rehabilitated, Jubelt can improve the odds of strong returns without taking the gambles on "opportunistic" investing that can get all parties into trouble.

Aquisition and Recapitalization Financing

Most real estate projects revolve around cashflow and financing. With more than $1 billion in funding obtained for his projects, Andrew D Jubelt has worked with numerous financial service providers and investors to keep projects large and small on track, improving more than 10,000 multifamily and senior housing units.

As a result turnaround projects like "value add" properties can get started quickly, providing a return on investment for all stakeholders in the project. It also enables Jubelt and Avant Capital Partners to find some of the best possible rates for those looking to get out from underwater properties and using equity to cancel out any real estate and other capital debt. That includes using traditional sources for attractive financing rates as well as from private sources developed during his more than 25 years in the real estate investment community.

Property Management Capabilities

Whether you are looking to improve an existing property for a future sale or considering your options, Andrew D Jubelt offers access to an in-house property management company that can handle day-to-day management so that owners and commercial real estate advisers can focus on the financials. This is a unique advantage to working with Jubelt and Avant Capital Partners that expands on extensive experience getting credit or cash for improvement projects.

Property owners and investor groups also benefit because a captive management group limits the impact of tenancy issues in ongoing complex transactions, increasing the likelihood of bad results following a lease roll turn over that can improve the return on investment while other problems or concerns are resolved.

Focusing on Multiple Communities / Leveraging Past Experiences

Part of that desire to give businesses a fresh start is that Andrew D Jubelt has received his own. Now working with Avant Capital Partners, he has used past problems as a learning experience. For investors and businesses, that means emphasis on leveraging his experience in rehabilitating properties and adding value to new construction projects. On a personal level, it means using the lessons learned from various personal issues to focus on the needs of others. Using his real estate experience, he now works with Sunrise Kids Nepal, a nonprofit organization that works with orphanages and orphaned children overseas.

As a result of the work of Jubelt and Avant Capital Partners in New York, New Jersey, Connecticut, Florida, Oklahoma, Illinois and Texas, he has been invited to speak on behalf of professional organizations and educational institutions throughout the United States. While many real estate investment firms now benefit from the tips and tricks Jubelt has developed, his focus on creativity and innovation continue to help creat new strategies that help his varied clients around the country get the best possible results regarding properties they are assessing or looking to sell in the very near future.