Bridge loans are a very special kind of loan that offers you short-term access to large amounts of money — enough to close a deal on a new commercial property, even when under tight time constraints.

In short, bridge loans are interim loans (that is, short-term loans, generally not more than 12 months long) that use commercial real estate as the collateral for the deal. They're not intended to be a substitute for any type of long-term financing, and while they're not needed for every commercial real estate deal, these loans have often made all the difference for those using them. 

The most common uses of bridge loans are:

• Circumventing liquidity restrictions for businesses whose cash flow isn't allowing them to close a deal when they want to, and/or
• Executing an interim task (working on a balloon payment, making renovations to the building, etc.) before permanent financing can be obtained through a traditional property loan.

However, there are a few more things that borrowers should be aware of:

• Bridge loans tend to have higher rates of interest. In the long-term, using them will probably cost more than going for permanent financing right from the start. Companies who can arrange for better financing from the start should do so.
• Unlike many other kinds of loans, some bridge loans can be extended. Expect to be charged an additional fee of up to 2% if you ask for an extension, but be sure to check for this option upfront, as it may be more difficult to acquire later.
• Owing to their short-term nature, bridge loans almost never have pre-payment penalties. Many companies choose to pay off the bridge loan through their permanent financing, since this tends to cost less in the long-term.
• Despite the speed at which they can be offered, bridge loans still undergo in-depth scrutiny. Having a clear business plan can help ensure that the loan is given, and may even result in a lower interest rate for the borrower.

Andy Jubelt has helped to arrange these types of loans in many different circumstances, including for companies who didn't realize that these options were available for meeting their needs.

How Does It Work In Practice?

Consider this scenario:

A 250-unit complex in a nice area hasn't been taken care of in the last few years. In fact, most people would call it outright shabby, which may have something to do with its 35% vacancy rate. The current contract for the building is $12 million, but after $2 million in renovations over the next six months, the building could be improved to a total worth of $20 million. At that point, the rents within the building could be raised, and the improvements would likely attract new tenants despite the higher prices.

A bridge loan would be used here to secure $14 million — the contract plus the cost of renovations. The property itself becomes the collateral for the deal, and once the renovations are finished, the bridge loan is replaced by permanent financing for the full value of the building.

Andrew Jubelt can help arrange for both the bridge loan and the permanent financing, helping to narrow down the real cost of this technique for each individual case.

For more information about obtaining a bridge loan — including an expert opinion on whether or not it's right for you — contact Andrew Jubelt at 212-231-9779 or send an email to ajubelt@avant-capital.com. As a principal with Avant Capital Partners, Andrew can help you get the connections and the financing you need for your next purchase of commercial real estate.

Andrew Jubelt is an experienced developer, owner, and operator of commercial real estate and is a Principal at Avant Capital Partners. Avant Capital Partners is a commercial real estate lender focused upon financing stabilized and transitional commercial real estate and offers bridge financing from $1,000,000 to $10,000,000 in select markets throughout the Northeast.

The lending program offered by Andrew Jubelt and Avant Capital Partners is designed to meet the needs of borrowers purchasing or holding properties that are being re-positioned, or otherwise redeveloped, with a clear exit strategy for loan repayment. The loans are secured by commercial real estate located in New York, Connecticut, and other Northeast Corridor markets from Washington DC to Boston.

Because of this close relationship with markets in the Northeast, one of Avant’s professional affiliations include the Greenwich Connecticut Chamber of Commerce.

Established in 1917, the Greenwich Chamber of Commerce is a non-profit business organization that has been instrumental in fostering the success of the town’s nearly 4,000 businesses. The Chamber is an advocate for the interests of the business community, as well as for maintaining the town’s quality of life and its residential integrity.

Avant Capital offers bridge loans to meet the needs of borrowers in Connecticut and elsewhere in the Northeast who are purchasing or holding properties that are being re-positioned, re-tenanted, or otherwise redeveloped. This balance sheet lending program offers competitive bridge loan rates, interest only payments and quick closings.

Capabilities include:

• Quick closings for acquisitions;
• Refinance unencumbered real estate quickly to access equity;
• Discounted note purchases and/or recapitalizations;
• Construction completion;
• Condo inventory loans;
• Development site acquisition;
• Other non-bankable transactions.

Contact Andrew Jubelt at ajubelt@avant-capital.com or at (212) 231-9779 to discuss financing for land acquisition and development, as well as construction of residential housing and commercial properties in Connecticut and other Northeast Corridor markets.

Andrew Jubelt and Avant Capital Partners provides commercial mortgages for stabilized

and in-transition investment properties nationwide. They offer permanent financing solutions for stabilized assets and bridge or interim loans for properties that are in-transition.

Avant Capital Partners is pleased to announce the origination of a $1,300,000 bridge loan for a four-story, fully stabilized, mixed-use building located in the Brooklyn Heights neighborhood of New York City.

What is a bridge loan?

A bridge loan is interim financing for an individual or business until permanent financing or the next stage of financing is obtained and are often used for commercial real estate purchases to quickly close on a property, retrieve real estate from foreclosure, or take advantage of a short-term opportunity in order to secure long-term financing.

Why Brooklyn Heights?

The property is located on a tree-lined residential street in Brooklyn Heights, an established neighborhood adjacent to Downtown Brooklyn. It offers direct access to Manhattan, located just a quarter-mile away from the Borough Hall subway stop that serves the 2, 3, 4, 5 and R trains, and is less than a mile away from the Brooklyn Bridge.

Built circa 1901, the property sports a façade of red brick with decorative black molding at the crown of the roof. It contains a net rent-able area of 4,430 square feet, of which 3,830 square feet are above grade, and is currently divided among one medical office duplex unit and two duplex apartment units with terraces.

In addition to historical charm and direct access to the employment, cultural, and entertainment opportunities available in Manhattan, residential rents in Brooklyn Heights are about 30% lower than in Downtown Manhattan. Demand for residential and commercial real estate in Brooklyn is strong, with high occupancy and increasing rents, making the area the perfect investment locale.

Why Andrew Julbelt and Avant Capital Partners?

Avant Capital Partners is a balance sheet bridge lending firm, securing loans for commercial real estate located in New York, Connecticut, and other Northeast Corridor markets. Avant’s bridge lending program assists developers in capitalizing on time-sensitive and other non-

bankable transactions that require flexible financing.

Contact Andrew Jubelt at ajubelt@avant-capital.com or at (212) 231-9779 to discuss financing for land acquisition and development, as well as construction of residential housing and commercial properties.

Andy Jubelt is an experienced developer, owner and operator of commercial real estate − including more than 10,000 multifamily and senior housing units − and is a Principal at Avant Capital Partners.  AVANT Capital Partners is a direct commercial real estate lender focused upon financing stabilized and transitional commercial real estate nationwide, with its HQ offices in Greenwich CT.  The company also maintains an origination presence in New York, Dallas, Buffalo, Palm Beach and Chicago.

AVANT Capital Partners sponsored the 14th Annual Building Brooklyn Award at a ceremony and cocktail reception held on July 23, 2014. Hosted by the Brooklyn Chamber of Commerce, the Building Brooklyn Awards recognizes recently completed construction and renovation projects that enrich Brooklyn's diverse neighborhoods and economy.

According to Brooklyn Chamber of Commerce President Carlo A. Scissura,"Brooklyn's reputation for creativity and design is one of the reasons that people want to come here to work, play and live. These awards represent the very best Brooklyn has to offer in a variety of disciplines… designing and building interesting projects that enhance the Brooklyn's communities and quality of life."

Ofer Cohen, Co-Chair of the Chamber's Real Estate Committee, says of the awards "the quality and integrity of the work that went into these projects is a reflection of the skill and ability of the development teams to not only create a viable economic paradigm but also the sensibility to balance the needs and desires of the entire community."

Sponsoring this worthwhile recognition of the finest in construction and renovation projects in Brooklyn, NY is aligned with the goals of Andrew Julbelt and AVANT Capital Partners, whose team of real estate professionals possesses diverse backgrounds in all aspects of commercial real estate investment, banking, brokerage and lending across the Northeast Corridor from 
Washington DC to Boston. Their focus is on developing a direct, balance sheet lending platform, providing flexible capital solutions to borrowers and referral sources, and providing an underwriting process that protects the interests of investors.

Contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779 to discuss AVANT’s lending program, which is designed to meet the needs of borrowers purchasing or holding properties that are being re-positioned, or otherwise redeveloped, with a clear exit strategy for loan repayment.

Financial innovation and the rise of the investor class have changed the investment landscape. One such innovation that has gained traction as an addition to retail and institutional portfolios is the investment class broadly known as structured products.

Structured products offer retail investors easy access to derivatives. Andrew Jubelt and Avant Capital Partners provide attractive risk-adjusted returns on structured debt and equity investments that provide investors diversification outside the public markets.

What Exactly Are Structured Products?

Structured products are designed to facilitate highly customized risk-return objectives and can be thought of as fixed deposits or debt with features of derivatives. This is done by taking a traditional security, such as a conventional investment-grade bond, and replacing the usual payment features (e.g. periodic coupons and final principal) with non-traditional payoffs derived not from the issuer's own cash flow, but from the performance of one or more underlying assets.

Why Use Structured Products?

The purpose of a structured product is to protect the principal and at the same time give returns linked to stocks. Does this mean all your money is invested in the stock market? The answer is no, as there is no fixed criterion.

What are the Benefits of Structured Products?

• Flexible structure;
• Adaptation to your personal risk profile;
• Different underlyings are bundled together in a single instrument;
• Access to a broader range of investment instruments.

How Can Andrew Jubelt and Avant Capital Partners Help?

Avant Capital Partners Qualified Investors include:

•         accredited investors;

•         family offices;

•         hedge/private equity funds;

•         other institutional investors and advisors.

Contact Andrew Jubelt at ajubelt@avant-capital.com or at (212) 231-9779 to discuss how a structured product can address your common wealth management concerns, helping you stay engaged in the markets and keeping your portfolio working for you.

Andrew Jubelt is an experienced developer, owner and operator of commercial real estate including more than 10,000 multifamily and senior housing units. His experience includes over 25 years of financing, development, ground-up construction and property management of medium to large-scale projects nationwide. Mr. Jubelt is a Principal at Avant Capital Partners, a real estate investment bank, advisory firm and correspondent lender for several institutional investors.

According to the spring forecast by The Crittenden Report ®, the nation’s leading report on real estate finance, good feelings will be a driving force in land loans. As construction picks up, private money lenders will be bullish on land financing nationwide.  All this optimism will result in private lenders filling the gap left behind by institutional lenders that avoid land by providing more non-recourse financing this year.

Bridge Loan Space Grows Rapidly

Bridge lenders will fund more bridge deals thanks to the strong takeout market and increasing property values. The sub-$5M bridge loan space will grow rapidly, forcing lenders to get creative on small deals and underwrite more aggressively as competition increases.

And while multifamily and single-family land will be favored, The Crittenden Report recommends watching for an expansion in land zoned for mixed-use, both residential and retail. Retail land will need a strong anchor and lenders will look closely at leasing and location when deciding on deals.

Avant Capital Can Help Borrowers During This Bullish Time

Avant Capital offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being repositioned, re-tenanted, or otherwise redeveloped, with a clear exit strategy for loan repayment. This balance sheet lending program offers competitive bridge loan rates, interest only payments and quick closings.

Capabilities include:

·         Quick closings for acquisitions

·         Refinance unencumbered real estate quickly to access equity

·         Discounted note purchases and/or recapitalizations

·         Construction completion

·         Condo inventory loans

·         Development site acquisition

·         Other non-bankable transactions

Contact AndrewJulbelt at ajubelt@avant-capital.com or call at (212) 231-9779 for more information on how a bridge loan may work for you.

Andrew Jubelt is an experienced developer, owner and operator of commercial real estate including more than 10,000 multifamily and senior housing units. He has over 25 years of experience which includes financing, development, ground-up construction and property management of medium to large-scale projects nationwide.

 

Mr. Jubelt is a principal at AVANT Capital Partners, a balance sheet lending firm offering bridge loans from $1,000,000 to $10,000,000. 
The loans are secured by commercial real estate located in New York, Connecticut, and other Northeast Corridor markets from,
Washington DC to Boston. 

AVANT Capital’s origination and underwriting process protects the interests of their investors, while also providing flexible capital solutions to our borrowers and referral sources.

Avant Capital offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being repositioned, re-tenanted, or otherwise redeveloped, with a clear exit strategy for loan repayment. This balance sheet lending program offers competitive bridge loan rates, interest only payments and quick closings.

Lending capabilities of Mr. Jubelt and AVANT Capital Partners include:

•         quick closings for acquisitions;

•         refinance unencumbered real estate quickly to access equity;

•         discounted not purchases and/or recapitalizations;

•         construction completion;

•         condominium inventory loans;

•         development site acquisition;

•         other non-bankable transactions.

Let AVANT Capital’s recent lending successes speak for itself:

• $4,050,000 bridge loan on a 5,691square foot townhouse in New York, NY
• $1,115,000 bridge loan
on a 10-unit cooperative in
New York, NY
• $1,900,000 bridge loan on a
65,000 square foot office
in Danbury, CT
• $1,525,000 bridge loan
on three office condominiums
in Saratoga Springs, NY
• $2,000,000 bridge loan on
85+ acres of land
in Medford, NY

Avant Capital Partners offers a broad range of loan programs that can provide you with the commercial real estate funding you need. Contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779 for more information about how a balance sheet lending program can offer you competitive bridge loan rates, interest only payments and quick closings.

Andrew Jubelt is a Principal at Avant Capital Partners, a commercial real estate bridge lender focused upon financing transitional commercial real estate, from $1,000,000 to $10,000,000, for properties located on the east coast between Washington DC and Boston. Mr. Jubelt and Avant Capital Partners offer permanent financing solutions for stabilized assets and bridge or interim loans for properties that are in-transition.

How can Andrew Jubelt and Avant Capital Partners help?

Avant Capital Partners offers bridge loans to meet the needs of borrowers purchasing or holding properties that are being re-positioned, re-tenanted, improved or otherwise redeveloped, with a clear exit strategy for loan repayment. This direct lending program offers competitive bridge loan rates, interest-only payments & quick closings. Benefits include:

•     Quick closings for opportunistic acquisitions;

•     Refinance unencumbered real estate quickly to gain equity for opportunistic

    Acquisitions;

•     Discounted note purchases and/or recapitalizations of under-water assets;

•     Construction completion;

•     Condo inventory loans;

•     Development site acquisition.

What Is a Bridge Loan?

A bridge loan is a type of short-term loan intended to bridge the gap between two longer-term financing loans. Companies use bridge loans when necessary to cover capital shortfalls that may otherwise occur when the company must repay one loan before it has had time to obtain a new long-term loan.

How does a bridge loan work?

The current property is utilized as collateral for the bridge loan, and in some cases, a lien is also placed on the new property. The term of the bridge loan can vary from one week to twelve months.

Principal and accrued interest on the bridge loan is paid in full when the current property is sold and settlement occurs. The buyer has the option to make monthly interest payments during the term of the loan, or at maturity in the case of a short-term loan (when the home is sold).

Fully executed copies of the sales agreements are provided to the financial institution to verify that the existing property settlement will occur. It is important to review the sales contract to determine that the contract for the sale of the existing property is contingency-free.

Advantages of a commercial bridge loan

Companies can generally more easily qualify for a bridge loan than for more long-term financing options. Lenders involved in the bridge loan industry understand that bridge loans simply provide gap financing and are not long-term solutions for the businesses, which means companies are generally more willing to pay a higher interest rate or higher loan origination fees. Bridge loan lenders customize bridge loans to suit a variety of different needs for businesses. The whole idea behind a bridge loan is that it is easy and quick to obtain, unlike a traditional long-term commercial loan.

Are you interested in securing a commercial bridge loan? Contact Andy Jubelt at (212) 231-9779 or email him at ajubelt@avant-capital.com for more information.

Andy Jubelt is a principal at AVANT Capital Partners, bringing his 25 years of broad based commercial real estate experience to the process of acquisition financing and recapitalization of under-water projects to this a real estate advisory firm and lender. 

AVANT Capital Partners is a leading commercial real estate lending firm– a growing and visionary organization, comprised of the best and brightest professionals. As a firm, AVANTCapital Partners is expanding geographically and in scope. One way it is achieving this is through incorporating new media platforms, such as social media.

Technological and digital advancement is changing the world at such fast pace that one of the challenges industry faces is to fully embrace social media and explore how it can be incorporated into business. Mr. Jubelt and AVANT Capital Partners strongly believe that social media is important for staying in front of clients and enhancing the firm’s visibility and brand name.   

AVANT endorses social media and uses Facebook, Twitter and LinkedIn to stay connected with colleagues, clients, friends of the firms and business partners, as well as to share news and grow their network.

Avant Capital Partners offers a broad range of loan programs that can provide you or your clients with the commercial real estate funding you need. Contact AndrewJulbelt at ajubelt@avant-capital.com, call at (212) 231-9779 for more information, or reach out to AVANT via social media.

Andrew Jubelt, a principal at AVANT Capital Partners, has over 25 years of experience in the financing, development, ground-up construction and property management of medium to large-scale projects nationwide. Mr. Jubelt has brought his years of broad based experience to the process of acquisition financing and recapitalization of under-water projects to this a real estate advisory firm and lender.

AVANT Capital’s Premier Conventional and SBA 504 Lending Programs are focused on owner- occupied and investor real estate loans from $500,000 to $10,000,000. The programs offer pricing that starts under 4.00% with long-term fixed rates available and leverage of up to 90%.

Program Highlights:

Loan Amount: $500,000 - $10,000,000

Loan To Value:

Up to 70% for Conventional Owner-User

Up to 70% for Investment CRE

Up to 75% for Multifamily

Up to 85% for Credit Tenant

Up to 90% for SBA 504

Rates: Starting under 4.00%

Programs: SBA 504 Loans; Conventional Portfolio Loans

Term: Fully-amortizing loans available up to 25 years 

Recourse: Personal guarantees required.

Debt Service Requirements:

1.15x for credit-tenant leased properties 1.20x for owner-occupied properties 1.35x for investment properties.

Minimum Credit Score: 680 Geographic Restrictions: Loans considered nationwide.

Property Types Considered

• Office, retail, industrial/warehouse
• Office condos, medical/dental or other professional office
• Multifamily and mixed-use properties
• Mobile home parks (3-star or better)
• Franchises, restaurants, schools and day care centers
• Self-storage facilities (stabilized occupancy of 85%+)
• Grocery stores and convenience stores    
• Special-use business properties, including automotive

             dealerships, light automotive, tire and brake centers,

             funeral homes, etc.

Please contact Andy Jubelt at (212) 23109779 or email Avant Capital Partners at info@avcapital.net to learn more about AVANT Capital’s Premier Conventional and SBA 504 Lending Programs are focused on owner- occupied and investor real estate loans.

Andrew Jubelt is a Principal at Avant Capital Partners, a real estate investment bank, advisory firm and correspondent lender for several institutional investors. Mr. Jubelt specializes in creative and innovative strategies to provide value-added services and enhance long-term value for numerous complex transactions. As an experienced owner/operator, Mr. Jubelt brings his years of broad-based experience to the process of acquisition financing, recapitalizing under-water projects, including both debt and equity.

AvantCapital Partners, a commercial real estate lender, capital advisor and leading Greenwich CT bridge lender, has successfully originated a $2,500,000 bridge loan secured by a development site in New York, NY. The transaction took five business days from term sheet to closing.

The site is approved for the development of a seven-story mixed-use condominium building and the eighteen-month loan carries an interest rate of 10.00%.

This is a prime location with high demand for new condominiums. The development site, located in the Lower East Side of Manhattan, lies on Grand Street between Orchard and Ludlow Streets and is in close proximity to the Grand Street Subway. Construction is expected to commence in the near future, since approved architectural plans are already in place.  When completed, it will have two retail units and twenty residential condo units.

AndrewJubelt and Avant Capital provide commercial mortgages for stabilized and in-transition investment and owner occupied properties nationwide. They offer permanent financing solutions for stabilized assets and bridge or interim loans for properties that are in-transition.  Avant Capital is a NY bridge lender and the company is geared towards assisting developers capitalize on time sensitive and other non-bankable transactions that require flexible financing.

Andy Jubelt is an experienced developer, owner and operator of commercial real estate including more than 10,000 multifamily and senior housing units. His experience includes over 25 years of financing, development, ground-up construction and property management of medium to large-scale projects nationwide.

Property management is the operation, control, and oversight of real estate as well as the management of personal property, equipment, tooling and physical capital assets that are acquired and used to build, repair and maintain end item deliverables. Further, property management involves the processes, systems and manpower required to manage the life cycle of all acquired property as defined above including acquisition, control, accountability, responsibility, maintenance, utilization and disposition.

Successful properties require devoted and experienced management to ensure that cash flow remains consistent and stabilized occupancy levels are maintained. Outstanding property management can also ensure that your property attracts a desirable tenant base and that it is commanding market rental rates, while reducing the amount of turnover. A knowledgeable property manager can also assess whether or not your property is operating at efficient expense levels, and work with you to identify required or strategic capital improvements. As a leading source of professional advice to property owners, these challenging times are an opportunity for you to solidify and deepen your client relationships. Partnering with Andrew Jubelt and AVANT helps property managers retain clients by ensuring that they are obtaining necessary advice through your office. Additionally, you can earn fee income as a referral source from Avant! General loan program guidelines and terms: •         Loans from $500,000 to $30,000,000 •         Investment Property types include multifamily, industrial, office, retail & hospitality •         Interest rates starting at 3.50% and up •         Low up-front costs

For more information about how AVANT can assist property managers, or any of the transitional commercial real estate or other  loan programs, contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779.

Andrew Jubelt is an experienced developer, owner and operator of commercial real estate including more than 10,000 multifamily and senior housing units. Mr. Jubelt’s financing experience includes over $1,000,000,000 of both debt and equity funding from a variety of sources including traditional and private sources.

As a principal AVANT Capital Partners, Mr. Jubelt brings his years of broad based experience to the process of acquisition financing and recapitalization of under-water projects to this a real estate advisory firm and lender.

One of the several professional affiliations that AVANTCapital Partners enjoys is with the Real Estate Finance Association (REFA).
 REFA is a commercial real estate trade association formed to bring together the best people, knowledge, and experience to provide informative programs and networking opportunities for commercial real estate finance professionals. As Connecticut’s premier organization for real estate finance professionals, REFA hosts an impressive calendar of educational seminars and networking events that include a who’s who in the industry. 


As the information resource for the Connecticut real estate finance community, we offer a wide variety of frequent and specialized programs that fit into our members’ busy schedules. With interesting speakers on thought-provoking topics, REFA events provide access to an impressive “think tank” of leading real estate leaders.

REFA’s mission is to expand the knowledge and contacts of real estate finance professionals in Connecticut by providing popular educational programs and networking events to foster the exchange of ideas and experiences.

Much as the Real Estate Finance Association is the “Premier Association for Real Estate Finance Professionals”, Andrew Jubelt is the premier transitional commercial real estate loan professional. For more information about the Avant Capital Partners Bridge Loan program, contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779.

Andy Jubelt is an experienced developer, owner and operator of commercial real estate including more than 10,000 multifamily and senior housing units, and is a Principal at Avant Capital Partners.  AVANT Capital Partners (“AVANT”), is a direct commercial real estate lender focused upon financing stabilized and transitional commercial real estate nationwide, with its HQ offices in Greenwich CT.  The company also maintains an origination presence in New York, Dallas, Buffalo, Palm Beach and Chicago.

The principals and directors of the company have completed over $5 billion in debt and equity investments as principals, lenders, investors and intermediaries.  The team boasts a broad range of experience as owners, developers, managers and financiers of commercial real estate across the country and our experience ranges from the most basic small-balance apartment loans to highly complex $300 million project development debt and equity structures.

Avant Capital Partners provides attractive risk-adjusted returns on structured debt and equity investments that provide investors diversification outside the public markets.

Qualified investors include:

•         Accredited Investors*

•         Family Offices

•         Hedge/Private Equity funds

•         Other Institutional Investors and Advisors

*Accredited investor is a term defined by various countries' securities laws that delineates investors permitted to invest in certain types of higher risk investments including seed money, limited partnerships, hedge funds, private placements, and angel. The term generally includes wealthy individuals and organizations such as banks, insurance companies, significant charities, some corporations, endowments, and retirement plans.

In the United States, for an individual to be considered an accredited investor, he or she must have a net worth of at least one million US dollars, not including the value of one's primary residence or have income at least $200,000 each year for the last two years (or $300,000 together with his or her spouse if married) and have the expectation to make the same amount this year.

Contact Andrew Julbelt at ajubelt@avant-capital.com or call at (212) 231-9779 to discuss if you qualify for structured debt and equity investments.